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Pongtuluran, Yoga A. (2024) Analisis Faktor Eksternal dan Internal sebagai Determinan Penyaluran Kredit Perbankan Indonesia pada Tahun 2017-2022. Skripsi thesis, Sanata Dharma University.
Pongtuluran, Yoga A. (2023) Analysis of External and Internal factors as Determinants of Indonesian Loan Disbursement in Comercial Banks From 2017 to 2022. Proceedings The 2nd International Conference on Economics, Business, and Management Research (ICEBMR), 2. pp. 373-383. ISSN ISSN: 3032-596X